Qualifications & Eligibility


First-time home-buyers - individuals or families who have not owned a home during the 3-year period before the purchase of a home through Home Down Payment Assistance Program (HDAP) - may qualify for the program.

To be eligible you must:

  • Be a first-time home-buyer
  • Have an income not exceeding the HUD area median income (see our Program Income Limits Table for more information)
  • Purchase a home with a sales price not to exceed the 203(b) FHA Single Family Mortgage Limits (use the FHA Mortgage Limits website to search for specific limits in your area)

Note: Properties must be located within the City of Pueblo or the Pueblo County limits and be designated for residential housing.